SME Loan is one of the most sort after loan in Nigeria today especially those without capital. SME Loan can help a business to grow through expansion of site, purchase of inventories, advertising, new acquisition, and many other reasons.
One of the most obstruction to getting loan by Nigerians SMEs is lack of collateral. However, most SME Loan providers offer free collateral loans with a short term duration for SMEs.
One of such trusted client is Carbon Finance. Carbon is a financial institution in Nigeria that is licence by the CBN to operate as a bank in bank. The bank is well know for it's ability to give out collateral free loan instantly to individuals and businesses with good Credit Score.
Carbon SME Finance offers collateral free and interest free loans to new and existing customers up to the tune of ₦20 million and the money is disbursed almost immediately.
Registered businesses and unregistered businesses can apply and get the loan. However, your business must be in existence for at least 6 months with a monthly sales of ₦1 million Naira and above.
For unregistered businesses, the required documents are your means of ID (PVC, Driving Licence or international passport) and you bank account statement.
For registered businesses, in addition to the above mentioned documents, you will be required to provide CAC number and certificate too.
All these processes are done online, you don't have to visit Carbons office to process the loan. However, a processing fee of ₦1,200 will be deducted from your bank account to enable them process the loan.
After successful loan, approval, you will be notified via email and your loan will be disbursed to your bank account.
To Get Started And Apply For This Loan, Click Here.
You will be required to fills out your personal information and business information.
You will be required to tell them how you got to hear about the loan, Select "Referral". You will then be asked to enter referral name and phone number. Enter name as Tochukwu Mgbeahurike and phone number is 08035217265. This will make you loan approval faster.
After filling out the information, username and login password will be generated and forwarded to your email address. Use the link provided to login to your Carbon Finance Dashboard and, complete your business profile. Then Wait for response on the loan approval.
Goodluck!!!
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