Making Investment Fortune

MakingMaking a fortune requires imagination.

Imagining a different world.

A world almost like the one we live in now...

But a little better.

That's what great businessmen like Thomas Edison, Henry Ford, Bill Gates, and Steve Jobs did to make their billions in the previous two waves of change. It's what great investors like, Amancio Ortega, Peter Lynch, Alhaji Dangote of Nigeria and Warren Buffet have always done too.

And it's what the most promising technologies of today are doing right now...

Taking something that's already a part of our lives... and making it a little bit better.

On the flip side, this is also where the "pie-in-the-sky" technologies fall short.

They offer up a lot of hype and hoopla.

But they don't do much to make our lives easier and better.


Related Post: How To Invest On Nigeria Stock Exchange Market

How do you know which companies make the cut?

Easy.

You follow a proven, tested formula.

Like the one David Gardner has used to rack up such an unbelievably consistent track record for more than 20 years.

Which is exactly what I'd like to share with you in a special guide that's your free today... READ IT HERE

Inside you'll find the six-step formula David has used since 1993 to identify the legendary investments that made him the world's best growth investor from 2008 to 2013 (according to the Wall Street Journal)... and the formula I've seen first-hand with many of the most innovative companies on Earth!

If you want to make money investing in the stock market's fastest movers, this could be the type of information you've been missing.

CLICK HERE TO READ THE FREE REPORT

Another free gift from DillionWorld to you! Because whether you choose to invest in our premium services or simply keep reading our informative posts — you deserve to have all the tools at your disposal to take control of your financial future. 

HIGHLY EFFECTIVE HUMAN RESOURCE MANAGEMENT FOR COMPANIES USING PRIME PAYROLL SYSTEM

Many companies and organizations still face payroll management and HR challenges in the day-to-day administration of their business. In addition, the upfront cost implication of purchasing and setting up legacy payroll systems, together with the required infrastructure setup can be prohibitive and financially tasking.
Our payroll system takes care of your payroll and HR administration, giving you the freedom and flexibility required to grow your business. Our customer service engineers are knowledgeable and well equipped to assist you if you get stuck or have challenges.

PrimePayroll is safe, efficient and simple to use with zero upfront investments, all from the comfort of your Internet enabled PC or mobile device!

Easy. Flexible. Compliant Payroll
No upfront costs, No software installations, Accessible anywhere.

PrimePayroll™ is an enterprise cloud service for payroll and human resource management.


WHY YOU'LL LOVE PRIMEPAYROLL™

FRIENDLY DESIGN

Primepayroll Makes You Wish Everyday Was Payday.
Primepayroll is designed and optimized for a rich user experience across devices and browsers. So you get to enjoy the same level of ease, speed and functionality from anywhere at anytime.

SAFE

Rest assured. Your data is safe with us.
Primepayroll runs on the latest web technologies to provide an intuitive and highly secure online application. We ensure your data is safe, secure and accessible 24/7. Primepayroll is equipped with:

• SSL Security.
• Encrypted User Passwords.
• Auto Log out
• Regular Scheduled Backups
easy-icon

EASY

Payroll Management Just got easier.
PrimePayroll helps reduce the time and effort required to administer payroll every month. Now you can:

• Easily calculate deductions and additions.
• Automate the approval process.
• View payment history and detailed reports.
• Automatically generate and send payslips.
• Easily bring new employees on-board.
easy-icon

FLEXIBLE

Flexible enough to change when you do.
PrimePayroll is a web based system with built in flexibility and customisable options to ensure that you can:

• Automatically adjust computations.
• Administer or approve payroll anytime, anywhere.
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Compliant
Now you don't have to worry about the rules.
Because we have done that for you. Primepayroll is built to ensure that you:

• Comply with CBN e-payment directive for SMEs.
• Comply with PAYE and Pension regulations.
• Comply with Banks transfer formats.

FEATURES

PrimePayroll™ has a host of features that make it your HR and payroll solution of choice in today's enterprise where compliance, convenience and safety are of paramount importance.

Employee Features

• Employee Information Management
• Employee Self Onboarding
• Employee Self Service Accounts
• Email Payslips For Employees
View details »
Automated Tasks

• Payroll on Autopilot
• Deductions & Bonuses
• Supports Multiple Tax laws (PIT/PAYE)
• Contributory Pensions & Health insurance
• Dashboards & Charts
• Detailed Reports at Your Fingertips
• Flexible Salary Structure
• Electronic Payments Ready


Support & Security

• 24/7 Mobile & Web Access
• Highly Secure System
• Efficient Customer Support


WHAT USERS SAY ABOUT PRIMEPAYROLL™

Chimezie Emewulu, FuelVoucher

At FuelVoucher, we found a perfect fit in PrimePayroll™, as its automation of our payroll and employee management tasks took away a headache and in a cost-effective manner. It also helps that the application is nice and simple to use, and the support service delightful.
FuelVoucher.com.ng ›
Ochuko Erivona, HR Admin

It is a great system for automating payroll and payslip administration. Furthermore, I have enjoyed amazing technical support! Thank you.
Seamfix.com ›

Bukky Adewole, Consultant

As a payroll consultant, I enjoy using Primepayroll™ because of its flexibility and the ability to tweak settings to desired. The ease of accessing the system to administer payroll ANYWHERE is a plus. Also, My clients are happy as they don't have to pay expensive license fees for other payroll systems. Its a win.

PAYMENT PLANS

There's a perfect plan for every organisation and you only pay as you grow.
All plans come with a free 60 day, no obligation, fully featured trial.


MICRO
₦ 5000/Month
1-10 Employees
Unlimited Access - All Modules
Full Support

SMALL
10000/Month
11-40 Employees
Unlimited Access - All Modules
Full Support

MEDIUM - BASIC
20000/month
41-100 Employees
Unlimited Access - All Modules
Full Support
Save 5% when you choose Bi-Annual Billing

MEDIUM - ADVANCED
40000/Month
101-250 Employees
Unlimited Access - All Modules
Full Support
Save 10% when you choose Annual Billing

ADDITIONAL FEATURES

PrimePayroll™ has a host of features that make it your HR and payroll solution of choice in today's enterprise where compliance, convenience and safety are of paramount importance.

Employee Features

Employee Self Service Accounts
Any valid employee with PrimePayroll access has the ability to log in and carry out certain activities, such as:

Bio-data/Personal Information update
Pay slip generation (YTD and viewing)
My tasks module (workflow based)
Make leave applications / view leave histories
Apply for loans

Employee Information Management

This enables administrators and managers to access employee records, create new employees and/or manage existing records as required. Employment letters can also be auto generated from the system.

Employee Self Onboarding

With this feature, new employees can be given login details, with access to enter their personal details, upload passport photos, etc. This saves the HR & Payroll manager the time required to do this for each and every employee.


Email Payslips For Employees

PrimePayroll automatically sends payslips to employees via email once payroll is generated. They no longer need to ask or follow up with HR for status of their salaries.

AUTOMATED FEATURES

Contributory Pensions And Health Insurance

PFA's and HMO's can be configured such that employee records are related to these records. PrimePayroll then automatically computes monthly emoluments based on percentage contributions by both the employer and employee. Health plans and capitations are setup and thus constitute deductions made on a monthly basis for all employees depending on your choice or configuration. This saves precious monthly computation time.

Deductions & Bonuses

These can be added to particular pay periods for some set of employees. These could include daily pay deductions for no-show or late coming, performance bonuses, etc. These variations are auto injected into the pay breakdown of the specific employees and can be defined to last a period (i.e. a quarter) or for just that particular month.

Payroll On Autopilot

If you spend days or weeks computing payroll you will find this feature both exciting and time saving. At employee setup, there is an automatic linkage to a predefined system pay structure. This enables automatically generated payroll monthly with all necessary calculations accurately computed.


Supports Multiple Tax StSupport (PIT)

With PrimePayroll™, you can configure with a high degree of flexibility tax formula's and relief that prevail in your country of residence. It comes out of the box pre-configured with the Nigerian PIT/PAYE laws.

General Features

Electronic Payments Ready

PrimePayroll integrates to our certified Electronic funds transfer system PrimePay based on NIBSS (Nigerian Interbank Settlement System) for the execution of the payment advice generated by PrimePayroll to achieve direct credit of staff bank accounts. This eliminates the need to send payment advices to your bank and following up for payment, as everything is within your control in line with CBN's electronic payment mandate. PrimePayroll can also generate payment advice for other certified electronic payment systems in the country.

Flexible Payment Schedules & Salary Structure
You can choose how often employees get to celebrate payday: weekly, bi-weekly, twice a month, or monthly. Also you can set up your company's salary structure as you want – fixed per employee, or as a cascading structure of amounts tied to grade levels and steps.

Dashboards & Charts
Upon login, administrators and managers are welcomed with analytical dashboards that show the health status of the company, with important metrics highlighted such as: employee count & distribution last generated payroll amounts and trend over time, etc. This gives managers a snapshot of the state of things at any given time and this can be further drilled down to obtain even more information.


Biometric Time & Attendance Support
PrimePayroll supports the importation of attendance records from external Time & Attendance systems such as Biometric T & A systems. This information then serves as input for payroll calculation, based on predefined rules.

Detailed Reports At Your Fingertips
PrimePayroll comes with a very robust reporting framework that enables you run several detailed payroll reports and with numerous filters to streamline the result set as required for decision making.

SUPPORT & SECURITY

Highly Secure System
The system is highly secure, utilizing industry standard 128-bit SSL encryption of your information, same as used by many top banks and organizations. We also have firewall protected servers and authentication required before login at all layers. Our production system is securely hosted and professionally managed in certified SAS 70 Compliant data centers. Automated backups of all data are carried out periodically both onsite and off-site, as well as enforced accountability and audit-trailing features, which ensures every single interaction with the system is logged.

24/7 Mobile & Web Access
PrimePayroll is accessible at all times from any internet enabled computer, mobile phone or tablet, as long as one has valid authentication details.

Efficient Customer Support
Our solution ensures that setting up payroll has never been easier. With our easy, self-guided setup process, you'll be running payroll in no time. In addition our support engineers are always available online and via phone to ensure that you always have a smooth process, and help whenever you need it.


HOW TO GET 10% DISCOUNT MONTHLY ON YOUR PAYMENTS

Everybody who uses the code displayed in the image above will  get an extra 10% off their subscription for the first year as long as they send the code to support@primepayroll.com.ng before the first Payment. Don't miss out of this special discount offer.

Send the code (TOcHukwU) to support@primepayroll.com.ng before your first payment to participate in this special discount offer.

GET YOUR B.SC. ONLINE FROM OAU WITHOUT QUITTING YOUR JOB OR TRAVELING

Do you work and are yet to have a B.Sc.? Seize the unique opportunity to study while you work with Obafemi Awolowo University's eLearning programme in Accounting, Economics, etc.

At OAU Centre for Distance Learning, we know you need that B.Sc. to advance your career but are too busy to enroll for a full-time programme or to keep up with travelling every other day to a physical campus for a distance learning programme.

This is why we have come up with the innovative eLearning programme just for you. It allows our students to study from home or any location as a matter of fact, using their customized VigiTab tablets which contain all required lectures (in video format), materials and allows for interactions with faculty and course mates.
Exams are still physical but that's just once in a semester.

All our programmes are accredited by NUC and Online/Distance Learning will not be stated on your certificate.
Application for the 2015/2016 Session is in progress. Hurry on and apply before it closes.

Visit http://register.online.oaucdl.edu.ng/wk to start your application.

How does this work?

Students in OAU’s eLearning programme receive lectures from a tablet device (VigiTab) given to them upon enrolment. This tablet contains videos of your lecturers and handouts in PowerPoint slides. Each tablet comes with data and this is topped every month. You can also view your lectures and your notes without internet access.

Programmes on Offer
BNSc. Nursing
B.Sc. Accounting
B.Sc. Economics

The curricula for the various programmes are the same as for the on-campus programmes within the University; hence, the degrees and certificates are the same as for on-campus students. eLearning students also learn from the same lecturers who teach on-campus as they deliver lectures and course material online or pre-recorded, thus ensuring parity of curriculum contents and academic standards both on-campus and off-campus.

Testimony: STUDENT SPOTLIGHT: ADEBIYI OLAWOLE
Started 2014, 100level Nursing.

"I have access to my lectures anytime and anywhere on my tablet. The lectures are also available for off-line viewing so I don’t have to worry about internet connection. I can pause, rewind or fast forward a lecturer. With VigiConnect on my tablet, I chat with my colleagues and lecturers. The flexibility is just awesome. I am proud to be associated with the great work that OAU has started."

Beef Up that CV today

HOW TO FILL THE APPLICATION FORM

Fill in your first name, your last name, email address and your mobile phone number.
In how did you hear about us, select Blog Post and in the last space i.e, Other, fill in the phone number: 08035217265 and then, click on GIVE ME A CALL.

Admission Officer will contact you.
Click HERE to apply


 

INVESTING IN STOCK MARKET FASTEST MOVERS (Secret Guide)

Consistent, reliable, repeated success as a growth investor is possible. With a proven formula, picking winning growth stocks can be a predictable – and very profitable – investing strategy.

David Gardner is walking proof.

Check this out: As of September 15, 2015, of the 224 active buy recommendations David has made since 2002, a shocking 68.1% are winners! And the gains of those FAR exceed any loses. And that’s though some of the most turbulent times in stock market history!

It’s remarkable. There is probably not another investor on Earth who can claim to outperform the market with the same kind of “Old Faithful” consistency.

If you’ve been scared of making growth investments because you’ve been told they’re “too risky”… “too volatile”… or you simply just don’t know what to look for, this special report is what you’ve been waiting for.

Today, you’re going to discover David’s “secret sauce.” Enjoy!



Why This System Works

When we talk about growth, we’re essentially talking about a company selling more goods and services this year than it did last year — and expecting to sell even more the following year.

Yet you shouldn’t just search out hot companies or high growth rates in isolation.

David’s investing style is about identifying companies that are he thinks are likely to turn a high growth rate — or an anticipated high growth rate — into a sustainable force that drive cash flow for a very long time to come.

With the right principles and a little discipline, you can be a successful growth-stock investor too — and the payoff can be huge.

Rapid growth can lead you to some of the biggest returns you’ll ever find as an investor. Yet at the same time, chasing growth by itself is a ticket to mediocre performance … or worse. So how can you find the companies that will lead to superior returns and avoid the mistakes that will drag down your performance?

Related post: How to invest on the Nigeria Stock Exchange market

Here’s a deeper look at six criteria David uses to help identify a winning growth stock. Not every great growth investment has all these traits, but the companies that exhibit all these characteristics deserve special attention. He’s found they’re most likely to be the ones that sustain extraordinary growth over a long period of time.



1. Top Dog and First Mover in an Important, Emerging Industry

A top dog holds the dominant market share in its industry; usually it’s the largest by market capitalization. The first mover is the innovator that first exploits a niche — essentially creating its market. And finally, that niche must actually be worth dominating.

Winners aren’t hidden; they’re right there before our eyes, bringing disruptive technology, clever and effective marketing, or a brand-new business model.


2. Sustainable Advantage Gained

Through Business Momentum, Patent Protection, Visionary Leadership, or Inept Competitors

Successful businesses attract competition. The critical question is how well a company can fend off that competition.

In some businesses, like the pharmaceutical industry, patents can enforce a lasting competitive advantage. On the other hand, patent protection can be problematic in the software industry, where protected inventions can often be worked around.

Luckily, there are other ways of protecting a competitive advantage. Companies have trade secrets (the formula for Coke isn’t patented; it’s a well-guarded secret known to only a few employees), and they can build expertise that others find hard to duplicate. Some businesses require daunting levels of capital investment to establish, while others invest in their reputations and brand names. Sometimes a company’s leaders are just smarter than the competition — and sometimes competitors find they just can’t adapt to a changing world.

The key is to find what we call a company’s moat — its bulwark against inevitable competitors — and figure out how many alligators are in it.


3. Strong Past Price Appreciation

Consider an investor’s take on Newton’s law of inertia: A stock on the rise tends to remain on the rise unless an outside force disrupts its path.

The best growth stocks continue rising, because their advantages allow them to sustain remarkable earnings and cash flow growth and to continuously win new converts among the ranks of both customers and investors. Don’t count on momentum to save your bacon in the absence of other strong fundamentals. But a strong company firing on all cylinders can sustain a remarkably extended run.


4. Good Management and Smart Backing

Good management trumps almost all other concerns. Think of a company like Target: At its core, it’s just another discount retailer with few structural advantages over its rivals. Yet by dint of good management, it’s been very successful and returned a lot of value to shareholders. Better a mediocre business with great management than a great business with mediocre management. Over time, those latter guys will screw up a free lunch.

Now imagine adding great management to a great company — it’s a powerful force.

Judging the quality of a management team is a bit subjective, but that’s because it’s human beings who head these companies. Luckily, we’re human beings, too, and most of us are equipped with skills to assess the more subjective aspects. Listen to conference calls and investor presentations. Even if you can’t talk to management directly, the Internet makes it easy to hear how the top brass thinks and how they interact with investors. Are they smart? Visionary? Inspiring? The heads of the best growth companies are often career entrepreneurs with a track record of business formation you can look to. Even if you can’t put a number on it, you can certainly get some idea of whom you’re dealing with.

5. Strong Consumer Appeal

It’s almost impossible to overstate the power of a strong brand. If a business has mass consumer appeal, sustaining extraordinary growth is that much easier. A brand eventually reinforces itself — that’s why a company like Starbucks has never really had to advertise. A brand also becomes associated with an experience. We’re creatures of habit, and when we have to think less, it makes our lives seem easier. The habit that comes from a strong brand — knowing where your next cup of coffee is coming from — immeasurably strengthens a company against its competitors. It also gives a company pricing power over rivals — you expect to pay more for a brand name, right?

Of course, some great companies work in specialty businesses that simply don’t have mass consumer appeal. That’s OK, but we want to know that the company’s product, name, and reputation constitute a brand among the people who matter. If you’re looking at an esoteric software business, ask yourself this question: Could this company price its product 5% or 10% higher than its competitors and still maintain market share because of its reputation and loyal customers?


6. Grossly Overvalued According to the Financial Media

This might sound like an odd factor. Who wants to buy a stock that those wise financial commentators say is too expensive and poised for a tumble?

In fact, being derided as overvalued is a trait shared by many of David’s most famous stock recommendations that supposedly smart investors avoid … stocks that go on to double, triple, quintuple, and more over the years. The “too expensive” label comes from underestimating how a long-term winner can disrupt its industry, displace competitors, and grow over a relatively short time. Investors’ fears leave many on the sidelines, only to come in later and drive the stock up further as the writing on the wall becomes more apparent.


These six criteria aren’t guaranteed to weed out every dog or to point you to every winner. But they offer a framework for evaluating fast-growing companies. David thinks they can focus your attention on the characteristics most likely to be shared by companies that turn growth into extraordinary performance over a long period.



In conclusion, remember this: investing style isn’t about taking giant gambles on unproven, blue-sky ideas. It’s about recognising the companies that are already succeeding in creating a new niche — and identifying the ones that are going to keep succeeding tomorrow.

It’s a proven approach that has led his readers to winning big and often - making profitable investments on 4 out of every 5 picks.


By Eric Bleeker, CFA (Motley Fool).
And Tochukwu M. Dillion (DillionWorld)

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Get Email Address Database Of Nigerians

UPDATED: January, 2021.


Are you are marketer, do you wish to market your goods or services to Nigerians via digital means at affordable and cheaper cost? This is for you.

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Related article: How We Can Promote Your Business To Over A Million Nigerians With Very Little Cost

Email marketing has evolved over time and one good thing about email marketing is, it doesn't require you to pay for sending out your messages to millions of Nigerians out there, unlike bulk sms or shortcode sms where you have to pay per each phone number you sent your message to.

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Related post: Get email databae of High Networth Individuals in Nigeria with free bulk email sending software

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Note: we regularly update our email database quarterly to ensure they are active.

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