How To Render Excellent Customer Service

Customer service involves establishment of a good relationship with customers.

Effective customer service involves developing bonds with customers, hopefully leading to longterm relationships. It creates advantages for both customers and the business alike. Customers benefit because the business is providing a service that meets their needs. The business benefits because satisfied customers are likely to be repeat customers. They will stay with the business.
However, good customer service is not easily achieved. It takes time to establish. It requires investment to deliver consistent standards.

In theory, the “tricks” to delivering awesome customer service are pretty straightforward:
**Empathy
**Appreciation
**Helpfulness
Good customer service is partly defined by the industry, but a large part of how your company defines it will determine what good customer service means to you.
For effective customer service to be achieved, the following skills are very vital:

PATIENCE
Not only is patience important to customers, who often reach out to support when they are confused and frustrated, but it's also important to the business at large: we've shown you before that great service beats fast service every single time.
Yet patience shouldn't be used as an excuse for slothful service either!
"Slower" service as being an interaction where the time spent with the customer was used to better understand their problems and needs from the company.
If you deal with customers on a daily basis, be sure to stay patient when they come to you stumped and frustrated, but also be sure to take the time to truly figure out what they want — they'd rather get competent service than be rushed out the door!

PAY ATTENTION
The ability to really listen to customers is so crucial for providing great service for a number of reasons.
Not only is it important to pay attention to individual customer interactions (watching the language/terms that they use to describe their problems), but it's also important to be mindful and attentive to the feedback that you receive at large.
What are your customers telling you without saying it?

GOOD COMMUNICATION SKILL
It's okay to find out more about your customers, but make sure you're getting to the problem at hand quickly; customers don't need your life story or to hear about how your day is going.
More importantly, you need to be cautious about how some of your communication habits translate to customers, and it's best to err on the side of caution whenever you find yourself questioning a situation.
When it comes to important points that you need to relay clearly to customers, keep it simple and leave nothing to doubt.

KNOWLEDGE OF THE PRODUCTS
The best forward-facing employees in your company will work on having a deep knowledge of how your product works.
It's not that every single team member should be able to build your product from scratch, but rather they should know the ins and outs of how your product works, just like a customer who uses it everyday would.
Without knowing your product from front-to-back, you won't know how to help customers when they run into problems.

Related article: How To Prepare Effective Business Plan That Attracts Loan

TIME MANAGEMENT
Don't waste time trying to go above and beyond for a customer in an area where you will just end up wasting both of your time!
The trick here is that this should also be applied when realizing when you simply cannot help a customer. If you don't know the solution to a problem, the best kind of support member will get a customer over to someone who does.

STAYING CALM
The best customer service reps know that they cannot let a heated customer force them to lose their cool; in fact it is their job to try to be the "rock" for a customer who thinks the world is falling down due to their current problem.
keeps their cool, staying cool under pressure, etc., but it all represents the same thing... the ability that some people have to stay calm and even influence others when things get a little hectic.

ABILITY TO HANDLE SURPRISES
Maybe the problem you encounter isn't specifically covered in the company's guidelines, or maybe the customer isn't reacting how you thought they would.
Whatever the case, it's best to be able to think on your feet... but it's even better to create guidelines for yourself in these sorts of situations.
Let's say, for instance, you want to come up with a quick system for when you come across a customer who has a product problem you've never seen before... Ask the questions with who? What? And when?.

PERSUASIVE ABILITY
Experienced customer support personnel know that oftentimes, you will get messages in your inbox that are more about the curiosity of your company's product, rather than having problems with it.
(Especially true if your email is available on-site, like ours)
To truly take your customer service skills to the next level, you need to have some mastery of persuasion so that you can convince interested customers that your product is right for them (if it truly is).
It's not about making a sales pitch in each email, but it is about not letting potential customers slip away because you couldn't create a compelling message that your company's product is worth purchasing!

TENACITY
The many memorable customer service stories out there (many of which had a huge impact on the business) were created by a single employee who refused to just do the "status quo" when it came to helping someone out.
Remembering that your customers are people too, and knowing that putting in the extra effort will come back to you ten-fold should be your driving motivation to never "cheat" your customers with lazy service.

ENDING CONVERSATION
Being able to close with a customer means being able to end the conversation with confirmed satisfaction (or as close to it as you can achieve) and with the customer feeling that everything has been taken care of (or will be).
Getting booted after a customer service call or before all of their problems have been addressed is the last thing that customers want, so be sure to take the time to confirm with customers that each and every issue they had on deck has been entirely resolved.
Being able to do this shows the customer that, the customer is the one who determines what is "right". When you get a customer to, "Yes, I'm all set!" is when you know the conversation is over!

READINESS TO LEARN
Those who don't seek to improve what they do, whether it's building products, marketing businesses, or helping customers, will get left behind by the people willing to invest in their skills. Sometimes, you can also learn from a customer. Always remember to keep record of how you solved a particular new problem, for future reference.

For consultation, contact:
tochukwudike@gmail.com, tdillion@yahoo.com, customercare.dillionworld@gmail.com, Support@dillionworld.com
+2348035217265; +23480138373847.

Investing On Nigeria Stock Exchange Market

Investing on stock exchange market can be confusing to those who had never invested on NSE martket before. In this article, we will be discussing opening a Brokerage Account and investing on the NSE market.
Ensure to check the list of approved stock brokers and there websites here.

Before we continue, know that commissions and fees are assessed on a sliding scale that is standard across all brokers. For transaction amounts less than N1,000,000 (roughly $6,350.00) you will pay 1.86% when purchasing a stock and 2.19% when selling one. For larger transactions, commissions and fees total 1.49% of the total transaction value to buy and 1.82% of the total transaction value to sell.

OPENING A NIGERIAN BROKERAGE ACCOUNT

 1: Complete the CSCS Account Opening Form.
The Central Securities Clearing System (CSCS) records the ownership of Nigerian securities via electronic accounts. When you ask a broker to open a trading account, they will send you a copy of the CSCS Account Opening Form (sample from ARM Securities here). You will then be assigned a CSCS account number. This number will accompany every Nigerian stock trade you execute, allowing the CSCS to keep record of all your holdings in the country.

2: Complete the Broker’s Account Opening Form.
After your first email to the broker requesting information on how to open an account, they will also send you a blank account opening form. Sample forms from each broker may be found in the above table. The form typically requires disclosure of your passport number or other ID number, your address, and banking details.

3: Collect two color passport-sized photos of yourself.
You might as well get a bunch of them while you’re at it. They always seem to come in handy.

4: Photocopy your passport.
If you don’t have a valid passport, a copy of your driver’s license may suffice.

5. Photocopy a recent utility bill that can be used to verify your place of residence.
Most brokers require a water or electricity bill dated within the most recent three months.

6. Send the original CSCS form, account opening form,2 passport photos, copy of your ID, and copy of your utility bill to your broker via DHL or FedEx.
You may email photocopies of all documents to your broker to get a head start on the account opening process, but they must eventually receive the original documentation. And do yourself a favor by sending it via a courier like DHL or FedEx. Couriers are expensive, but they’re more reliable than the postal service.

7. Transfer Funds to Your Brokerage Account.
After opening your trading account, your broker will provide you with its bank details so that you can fund your account. The most efficient way to do this is via fund transfer. If you are abroad and haven’t sent an international wire before, I suggest that you take your broker’s bank details to your local bank branch and ask them to walk you through the process. They’ll make sure that your funds arrive securely. Note that most US banks charge about $25 for outgoing international wires.

8. Submit a Trade Order.
You’ve done your research and found a stock that you’d like to buy. The question will be, how do you go about it?

While some brokers will request a signed trade mandate form, for most brokers, all you need to do is send an email to your broker with your trade instructions. Keep in mind that some shares on the Nigerian Stock Exchange are rather illiquid, so I advise specifying a limit price for all of your orders. This will help you avoid paying significantly more for your shares than you had intended to pay.

Your broker will then execute your trade and send you a contract note that specifies the buy or sell price, commissions, and fees. Settlement of share trades takes four business days on the Nigerian Stock Exchange, so if you’ve sold shares, don’t expect to receive the proceeds of a sale before then unless you’re willing to incur a penalty to settle the trade more quickly.

ABOUT DIVIDENDS

Collecting dividends from Nigerian stocks is relatively painless. Upon opening your account, simply instruct your broker (in writing) that you would like all dividends paid on your holdings to be deposited directly into your trading account.

Preparing Effective Cover Letter For Your Business Plan

The importance of a cover letter for a business plan cannot be over emphasised. For those that want to own a business more than they want to work for a business, knowing how to write a top-notch business plan cover letter may be one of the most important skills in their entrepreneurial career. Just like a resume is a required tool for job seekers, a business plan is a necessary document for anyone seeking investors, credit, partners, employees, publicity and regulatory approval for a new enterprise. Just like a resume, however, the business plan is not capable of standing on its own.

In the same way that a resume is too abstract, too impersonal and not inspiring, a business plan may lay out the facts of the prospective business to the reader but not inspire the sort of enthusiasm and excitement the entrepreneur wants. Also like the resume, the business plan lacks the most important element of all… MOTIVATION! For a resume cover letter, the motivation is to pick up the phone and give the applicant a call to schedule a job interview. For the business plan, that motivation might be to schedule a meeting, to approve a loan, to run a newspaper story, to visit a website, or any of a wide variety of actions. But the only way that the reader will know what to do, and receive the encouragement to do it is if the business plan cover letter energizes them, gives them directions and inspires them to follow through on those directions.

Step 1
Type your name, the name of your business and your contact information at the top of the cover letter so the bank can get back in touch with you easily. Include your business address, office number, cell number and the email address you check most frequently.

Related article: Preparing Effective Business Plan That Attracts Loan


Step 2
Type the recipient's name, title, bank name, location and address after your information. It's important to include the recipient's name. If you're not sure who will receive the cover letter and business plan, call the bank and ask.

Step 3
Type the date you plan to send the business plan cover letter under the recipient's information.

Step 4
Include a professional greeting addressed to the recipient, such as "Dear Ms. Smith."

Step 5
Explain in the first paragraph that you're sending the banker your business plan and that you hope the bank will consider providing you with a loan. Tell her that the business plan is attached and that you'd appreciate her consideration.

Step 6
In the next paragraph, describe reasons for opening your business. You should include details about your financial plan, such as how much money you already have to invest in your business and how much you plan to profit in the first year or two. Talking about your profits and careful financial planning shows the bank that your business is a worthwhile investment.

In the following paragraph, promote the product or service that is central to your business plan. Explain why it is worthy of attention without divulging proprietary details. Offer evidence that the business you plan to start will be a highly efficient operation with a strong likelihood of financial success. Avoid hyperbole, and stick to hard data. Let the reader draw his own conclusions. Remember that you are addressing a highly skeptical audience that receives numerous business plans.

Step 7
Thank the recipient for her time and consideration in the final paragraph. Let her know that you would appreciate it if she would review your business plan. Tell her you are available to come in and discuss your business plan further.

Step 8
End the letter with a professional closing, such as "Sincerely," and type your name three or four lines after the closing. Sign your name in the space between the closing and your typed name after you print out the cover letter.

Step 9
Review the letter with the utmost care and get a second opinion from someone you trust. Ask if it is too lengthy or if it meanders. Look for areas where you can provide additional information to strengthen your case. Make certain the cover letter is worthy of your business plan and conveys its importance.

Note:
To protect your idea, ask readers to sign a non-disclosure agreement before allowing them to read your cover letter and business plan, especially if your idea is to be patented.

If you need assistance in preparing a business plan for loan or cover letter, you can contact:
tochukwudike@gmail.com
customercare.dillionworld@gmail.com
Support@dillionworld.biz
Phone: +2348035217265; +2348138373847.

ARTICLE WRITING JOB FOR NIGERIANS AND OTHER AFRICANS

Writing job is one of the freelance jobs people ventures into today. It is one great way of earning extra income online. Many people in Nigeria and indeed the whole of West Africa are unable to participate in most of the writing jobs due to payment methods and inability to write good articles. These are the reasons we are introducing our own Article Writing Job for Nigerians and the rest of African countries.

Anyone can participate. If you can be able to write good English, we advise you to join and start earning steady income with us. We pay N500 to N1,500 per each article you submit to us and payment is made when you must have made upto N2000. We pay directly into your bank account, except for those outside West Africa that we pay via paypal or bank wire.

The article you will be writing for us will be articles that are capable to draw attention and as well, make money. Any interesting topic is welcome. It must be descriptive and straight to the point. Topics ranging from but not limited to,  finance, how to make money, health & fitness, education, technology, communication, etc, but has to be able generate income after due implementation by readers.

You need not to worry about how to write these articles or how you can be able to write upto four articles each week because, we have prepared a manual( Article Writing Manual) that will guide you in writing good and acceptable articles for us. The manual is mandatory for those that want to start writing for us. With the manual, we assure you that you can be able to write upto ten articles within two weeks. The price of the manual is only N1,500.

Interested persons should apply by filling this application form.

CLICK HERE TO APPLY

Those outside West African countries should fill the form and also contact us through email (click here).

For more information contact DillionWorld on:
tochukwudike@gmail.com
customercare.dillionworld@gmail.com
tdillion@yahoo.com
Support@dillionworld.biz
+2348138373847; +2348035217265.

Importance Of Having A Business Coach For Your Business

Business coaching is all about supporting a business in “raising their game” and “taking the next step” - perhaps by increasing profitability, enhancing the competitive edge, creating the ideal conditions for the business’ long-term success and raising the business profile.
As an entrepreneur, you like to do your own thing. But going at it alone is not always the best idea.

A coach is typically someone that you hire to support you with a specific issue or project, and sometimes for a specified amount of time. Coaching is a set of skills that enable the coach to observe and analyse your attitude, skills and behaviour and to provide you with an objective perspective in order to enable you to develop and grow. It's not compulsory for a business coach to have experience in the business or to have own and run such a business.
Business coach should not be confused for a business mentor.

A mentor is someone who has specific skills and experience in the area you want to develop and a business mentor is someone who has owned, developed, or run a successful business and has demonstrated that they have the skills required to succeed. Anyone in this position will have had failings a well as successes and it is their ability to turn a failing into a success that makes their input into your business so valuable.

High performers in any field typically have a coach or mentor. A great coach provides you with the benefit of their experience and asks more questions than they answer. They force you to think about your business in ways that you wouldn’t do on your own.

Your business coach is also the person you go to for perspective at a point of crisis.
Here are the reason why every business including SMEs need a business coach.
 

Not Making Enough Profit

Have you been in business for a few years and your business is now stagnant? Are you making a profit, but going nowhere? A business coach will teach you how to turn your business around and how to take your business to the next level. Even when you are making profit, you need a coach that can help you to start making far greater profit and stay afloat and ahead of competition.

What a business coach will teach you will apply not just to one business, but to all your businesses. You can apply the principles you learn to any business you own.

 Prioritise Your (Business) Needs First

As a business owner it’s easy to put your customers, clients and even your family ahead of your own needs. This is especially evident as a solopreneur or freelance who single-handedly keeps the business going.

A business coach will help you prioritize your business in a way that will enable it to be successful, without sacrificing the other parts of your life, including your mental and physical health.

Additionally, you could even work with your coach to seamlessly integrate your work into your life. With the technology available today, you have no excuse not to take care of yourself so you can give the best to your business and those around you.

Related article: How To Prepare Effective Business Plan That Attracts Loan


Give You Some Direction To Marketing And Selling Your Products

You have the ideal product, but as a result of advertising and marketing nothing is happening. So do you give up? No. Hire a business coach as he is an expert and will be able to help you.

A business coach will show you how to market your product and how to find the right target market. With the right audience you can market your products and/or services correctly. Once you understand the marketing procedures, you can apply them in the future to anything you wish to sell.

To Keep You Accountable

A business coach will keep you accountable for your business and what you should be doing to grow you business. He will be there to guide you each step of the way, while you put what you learn into practice. He will not do it for you. You will be. What you learn can be applied to any marketing campaign, now and in the future.

When you’re accountable to someone else, you don’t have that luxury. If you really want to accomplish your big goals and take your business to the next level, hiring a business coach is the right step.

To Fast Track Your Success As A Business Owner

Just like a talented athlete you would use a business coach to give you structure and direction to guide you through the learning process of running a business.

A business coach will put you on track and show you what to do at the right times. He is your coach, mentor, consultant and advisor. He will make you and your business, the best. A world class champion business.

A Shoulder To Bounce Things Off

It can be lonely running your own business. You need someone that can answer your questions on all parts of your business and can help you bounce ideas and give you instructions and can look outside the square and give you a different perspective.

A business coach is like a silent partner. A partner who has a financial interest in the business, but you get to keep the rewards.

Hold Your Hand In The Step-By-Step Process Of Growing Your Business

Sometimes in business, you get to the point where you are a bit unsure of what to do next. You feel like you want to hit your head against a brick wall.

A business coach will give you the guidance and steps, on what is coming up and how you need to prepare things and what you need to do when you are doing it so that it can be more comfortable for you. A business coach is like a guardian angel. He is there for you every step of the way guiding you with a helping hand.

Finding The Right People For Your Organisation

A business coach will help you find the right people for you and your business. He will let you know the secrets of the correct way to recruit and how to attract the right people. You can use a recruitment agency, but they will hire the person they think would be suitable. And generally, they are not ideal.
A business coach will help you find the ideal person.



In conclusion, large businesses and SMEs need to use business coaches because they help the business to build resilience and better manage the rate of change; to transform into a continuously improving and learning organisation for future performance; to support the business leader get out of their people’s way to allow them make better decisions; to support the SME to run profitably without personnel having to chase the leadership for each and every individual decision.

For consultation and to hire as your business coach, contact:
Mr. Tochukwu M.D
(DillionWorld)
+2348035217265; +2348138373847.
tochukwudike@gmail.com
customercare.dillionworld@gmail.com
tdillion@yahoo.com
Support@dillionworld.biz

Preparing Effective Business Plan That Attracts Loan

A business plan is a written description of your business future, a document that tells what you plan to do and how you plan to do it. The business plan is the key ingredient for a successful business and is often ignored.
Writing a business plan is the first stop on the road to starting your own company. Although many other tools can help you evaluate and plan particular aspects of your business, a business plan provides you with both a road map of what you hope to achieve and a way to share how you hope to achieve it.
 A business plan also can help you secure credit, budget your time and money, and outline your goals for the future.

Business plan formatting

Every business plan requires a few basic sections that outline your business, what it does and how it will be run. Here's what to consider when thinking about your plan:

Executive summary.
This is usually the first section of any business plan. It gives the reader a condensed overview of what your business is all about and how you intend to accomplish your goals. Although the executive summary may be the most important part of a business plan, DillionWorld advised new business owners to write it last.

"Most people don't write a business plan because they are disciplined but because they need to get something —either a partner or financing," he said. "Once you have completed the other segments of the plan, you can write the executive summary in a way that is focused on reaching that goal."

Company description.
 Think of this section as an extended elevator pitch. You want to thoroughly explain the goals of your business and how you will satisfy the needs of your market. Your company description also explains the competitive advantages that you believe will make your business a success.

Market analysis.
 This section is where you explain your market research to readers, including your specific target market and why this market segment would be interested in your product.

Organization and management.
The organization and management section tells your readers about the structure of your business and who in the company is responsible for different operations.

Service or product line.
 This section includes a description of your product or service and any associated copyright information or research and development activities.

Marketing and sales.
 The marketing and sales section includes information on market penetration and growth strategies for your business, as well as information about your sales strategies and activities.

Financial projections.
 This section outlines what your business will accomplish financially over the next three to five years. Potential investors, creditors and business partners may ask for this so they know they're making a good investment with your business.

Funding request.
If you plan to ask for a loan or other financial assistance, then you'll need to include a formal funding request as part of your business plan. This section includes specifics about how much money you need now and how much you'll need in the future.

Keep in mind that while the sections listed above are the conventional elements of a business plan, your plan should reflect the kind of business you wish to start.

Making the most of your plan

If you are struggling to find the time to complete your plan, it can be tempting to hire an expert to help. However, immediately outsourcing the task may deprive you of some of the benefit.

"I honestly think the best course is to try tackling it yourself."  "You get familiar with what is needed, and you learn your own strengths and weaknesses. Then, if you decide you need help, you'll understand the value of what you're getting."

It is also critical to avoid the temptation to overstate numbers or expectations in an effort to help secure financing. While the ploy may fool some, experienced banks will do their own projections before offering you a loan. If your plan lacks adequate research or contains purely speculative numbers, it could hurt, rather than help, your prospects.

Finally, remember that the business plan should be revisited as your business grows.

"Don't just make the business plan and use it for funding —really benchmark your company against it". "Reference the plan monthly and quarterly, and revise your research and estimates as you proceed. Being accountable to the vision you set forth will help keep you in line and successful."


We advise you to get our guide on "Effective Business Plan Preparation" and "Preparing Business Plan For Loan", these two materials review in details everything you need to know about business plan and will set your business booming,  excel beyond expectation as well as  attract banks and other financial institutions to fund you business.
These two manuals cost N2,000 only.
After ordering for these manuals, you will also get as bonuses, "Business Plan Preparation Template" and "Samples of Business Plan" in addition to free business advice.

You can also contact us for feasibility studies.

Contact:
+2348035217265; +2348138373847.
tochukwudike@gmail.com
customercare.dillionworld@gmail.com
tdillion@yahoo.com
Sales@dillionworld.biz.

Facebook Introduces Free Mobile Payment Service

Facebook’s Messenger app will soon let you send friends money, the latest in a crowded field of services aimed at an increasingly wireless and cashless generation.

Services including PayPal, its Venmo unit and the disappearing-photo app Snapchat let you beam money to friends and family using smartphones linked to bank accounts or credit cards.

Facebook’s entry, announced on Tuesday, is free, works with debit cards and is available on Apple and Android mobile devices and on desktop computers.

The world’s largest social network will process the payments and emphasized the service’s security features.

Facebook will likely expand internationally after the service becomes available to U.S. users over the coming months.

To send money, Messenger users can tap a new “$” icon that’s next to the buttons that let you send photos, stickers or a thumbs up sign. Then, enter the amount you want to send, tap “pay” on the top right corner and enter your debit card number. To receive money for the first time, enter the card number.

Once you add your card number, you can create a pin code that you will need to enter the next time you want to send money. On Apple devices that have Touch ID, you can enable this instead and authorize transactions using your fingerprint.

To help allay concerns about security, Facebook noted that it handles more than a million payments transactions on its site every day for its advertisers and game players.

Businesses You Can Start With Little Or No Money

This is a follow up to our previous article on 'How to start a business with little or no cash'.

Remember, whatever business you decide to start you must have a passion for what you are doing. Without enthusiasm and excitement, you’ll become bored and unmotivated and ultimately it will fail. Don’t just follow the money, remember to follow your heart.

See if there are any ideas below that fit you well. If you find an idea, seek out a guide on how to get started in that area.
And avoid the factors that cause newly startups to fail.

Blogging
Obviously, I’m a huge advocate for starting you own good successful blog and monitized blog', however it does become a bit tricky when you’re trying do it for free. First you have two options for getting started – you can either use the free WordPress platform or the free version of Blogger. Both have similar features in terms of functionality and design and both can be monetized and you can also be selling information products. What this means is that you’re able to monetize your blog, using Wordpress ads, Google Adsense or even third party ads. You can as well, join affiliate programs.


ChildCare Services/Babysitting

If you always less busy and always free in the morning and  evenings, this business will be good for you. Especially for ladies/women that live in a home that is big enough. If you like kids, babysitting may be a great side business for you. Keep an eye on multiple children and taking care of them in the day times during the workdays, pays a lot. You can start this in your home, put up a sign post and you are in for great business.

Related article: How To Write A Business Plan That Attracts Loan


Cleaning services for businesses

Many businesses, factories and civic institutions have a need for individuals who will provide cleaning services at a low cost outside of business hours. This is a great side business for those who can put in a few hours late at night or on weekends.

Event planner/coordinator

Events like family reunions, weddings, and large parties are often full of busywork that many people simply don’t want to tackle. That can be the perfect place for you to step in and take charge of the planning and coordination.

Gardening/Landscaping services

I’ve actually had requests from others for people willing to do this, so the demand is out there. To put it simply, some people are willing to pay others to, trim flowers, cut trees, bushes around their house, get a vegetable or flower garden started for them in their yard so they can have access to ultra-fresh produce without all the legwork. The truth is you don't necessary have to be the person to be doing the job, you can hire labourers on a daily basis when you get a job/contract.

Online media consultant

Like participating on messageboards, Facebook, Twitter, and so on? Become an online media consultant and help people promote things. Start small – help local businesses get a presence on Facebook and set them up with Twitter. From there, you can grow to whatever works for you.


Social media

Almost everyone uses Facebook, Twitter, Pinterest, etc. these days but did you know that many companies will pay people to help them manage their social media accounts, even part time from home. If you are a social media junky already then this may be a great way to start your own business that you enjoy, simply by playing around on Facebook, Twitter and other social media sites all day. Check out PaidSocialMediaJobs.com for more information on how to get started with this type of business and find companies willing to pay for your services.


Tutoring

Did you major in a particular topic in college? Do you have patience with children or illiterate adults? You likely have what you need to tutor in particular subjects. Seek out parents and let them know that you tutor in a particular subject and provide materials for them to share and phone calls will often trickle in. You can get going locally or across the country online.
Teaching and organising lessons should not be limited to children only, most illiterate adults are ready to pay so as to learn. I was the Head of Lecture for Mass Adult Literacy group during my NYSC national service. So am wrting from experience. You can start small, talk to the principal of any local school around and ask for permission to use his school. Before you know what's happening, your business will grow and you will be talking about expansion.


Writing/Editing

If you enjoy writing then writing and editing content in your spare time for companies is a great way to earn extra cash. Many website owners and other businesses require content be written or edited for a wide range of topics and uses. Some will even pay you for simple blog posts or comments. This type of business requires no overhead or experience and you can earn a nice income if you can connect with the right companies willing to pay for your writing services. RealWritingJobs.com is a great place to start.
We are coming up with writing jobs for our blog readers. If you can be able to write great blog post, stick around with us, within the next two weeks, the application form will be out and we'll be paying from N500 per article to N1,000.
If you would like to be part of this, email us.

Interior Decoration

Fascinated by interior design? Have a huge collection of interior design materials around? Many people are quite happy to hire individuals to help them decorate their home – I know, for one, that I have no eye for this type of thing.

Affiliate Marketing

Affiliate marketing is another business that you don't need capital to start. There are many high-paying affiliate marketing programs that you can join to start making money. These include mobofree.com, high-paying konga affiliate program, jumia.com.ng, google adsence, webforAfrica and others. In most cases, you will be needing a blog or website to start this business, but you can also make use of forums and social media. You can also join our high paying affiliate program that pays you not less than N1,000 per referral.

Agricultural activities

There are farming activities that you can start without money and start earning greate profits within a short while. These include snail farming, guinea pigs/rabbits rearing, etc.

Please let's keep the list going, you can be of help to someone by adding suggestions and other low-cost businesses on the comment box. Also ask you questions and, you will receive immediate response.
Thank you.

High Paying Nigeria Affiliate Marketing

In our bid to empower more people, we have introduced our 'affiliate program' that will pays N2,000( or more depending on how committed you are) for each of your referral that buys our infoproduct. This is one of Nigeria's high paying affiliate program.

The product you will be marketing is our 'Petroleum Marketing Guide'. The product reviews how one can be a petroleum marketer without cash and make upto N80,000 each month from it, how to trade internationally, how to own a small oil company and filling station.

It also reviews how anyone can partner with us and be one of our marketer without having any office or bothering about any paper work.
We'll provide you with all the necessary support needed to succeed in this affiliate marketing business. You will be provided the sales letter to paste on your blog, website, forums and social media.

Payment is immediate and directly into your bank accout. Anyone can apply and, it is free to join.

After we launched this product/service, we witnessed great increase in our revenue and,  since then, great number of persons have joined us. We have continued to witness daily increase. This is why we believe that you can make a fortune from this affiliate marketing business.

Interested persons should contact the MD of DillionWorld,
Mr. Tochukwu D. M.
08138373847
08035217265
tochukwudike@gmail.com
customercare.dillionworld@gmail.com
Support@dillionworld.com

How To Startup A Business With Little Or No Capital

It is possible to start a business with very little money, if you have the right combination of skills, work ethic and marketing know-how. Starting a business requires ingenuity and a passion for what you are doing.
Once you find yourself doing something you enjoy, you will be more likely to find ways to make it all come together.
You can start many service-based businesses with no cash outlay.

Here are the things you need to know if you don't have capital to start a business.

1. CHOOSE A SERVICE BASE BUSINESS

Choose a service business for which you don't need supplies and equipment or already have the things you need. For example, you may start a web design or lawn care business without incurring any startup costs.

2. RESELL SOMETHING.

If you don’t want to make anything (or you don’t consider yourself a creative person), many business owners have grown large businesses just be reselling products that have already been made.

This can be done through a variety of ways or channels:

Drop shipping: Set up an online store and partner with drop-shipping companies that will do all the order fulfillment for you. Online ecommerce platform Shopify has a great drop shipping guide.

Thrift stores and garage sales: If you know where to look, you can find items at thrift stores, antique shops, flea markets and garage sales and resell them online or in your local community for more than you purchased them for. One extremely successful example of this is Sophia Amoruso, the founder of Nasty Gal. Amoruso started buying and reselling vintage and unique fashion pieces on eBay, and her company has grown to a net income of $24 million in 2011 with over 200 employees.

3. SELL YOUR SERVICES.

One way to start a business with little to no startup capital is to sell your services, instead of a physical product. There’s a huge variety of services you can offer, depending on your background and interests

Some will require advanced degrees, such as accounting, while others require little more than a working knowledge of how it’s done (such as babysitting, lawn mowing or personal assistance).

Because you are selling your services, you will need a branding plan to make sure your name and company gets in front of the people who may need the service. Some places that are free for promoting your services include Fiverr, Craigslist, Elance, Taskrabbit, Skillshare, Nairaland and Whitedrums.

It’s also useful to have a website to show examples of your work, list your experience, and blog about your industry to draw visitors. If you want to learn more about branding and online marketing, check out Buffer's social-media blog and Hubspot's blog.

4. HAVE A BUSINESS PARTNER

Find a business partner who has money to invest in the business. Because your partner will provide the startup funds for your business, you can agree to do most of the initial work to make your partnership fair. Alternatively, you may agree to allow your partner to keep all of the initial profits to repay him for your part of the startup money.

5. BARTER TO GET THINGS YOU NEED

Unfortunately, it’s extremely hard to start a business without any type of funds at all. Even creating a freelance-writing business utilizing Elance and a free Wordpress or Wix website will still require a computer to work on as well as Internet. However, there are ways to get supplies you need for starting your business without money.

For instance, if you find yourself in need of a used laptop, try to barter for it. Build a new website for a used electronics supplier. Offer any service free to someone who has agreed to give you what you need in exchange.

6. UTILISE LOW-COST SERVICES

As mentioned previously, you can use sites such as Fiverr or Elance to advertise your products and services on, but you can also use these platforms to build up your own company. For instance, many designers offer $5 to $25 logo designs (that come with free revisions). Sort by reviews and look at past examples to find a designer or service provider that matches your style.

7. SEEK HELP FROM YOUR FAMILY MEMBERS AND FRIENDS

 Ask friends and family members to help you get customers via word of mouth. You may secure your first sale this way, without spending a dime.

8. USE FREE ONLINE PAYMENT SYSTEM

Use a payment processor to handle payments to your business. You can typically get an account with a payment processor for free. You will pay a transaction fee for payments, but they are taken from the money your customers send.

Importance Of Using Infographics In Marketing Your Business

Since internet has become a tool  to convey information to millions of people worldwide, it also becomes a challenge on how you can effectively communicate to the people with your contents. Making one’s content eye-catching and easy to understand is not an easy task. You need to dig deeper into a topic and look for ways to present it in a manner that you could outshine your competitors.

It is not just you who have thought of writing or presenting a particular topic. There are thousands of people who are also posting the same.
The challenge is for you to make it unique and more attractive. This is where infographics come in.

Infographics are visual representations of information, data or knowledge. It is an important tool in teaching, in business, in giving inspiration and in presenting information. It is one of the most powerful ways to communicate with complex data.

But some people haven’t really realized how beneficial infographics are; thinking that they can work on good data presentation with mere graphs and charts. Some are even confused if graphs, charts and infographics are just the same. Of course, they are different. Infographics may contain graphs to present some figures. Now, let us take a look on the reasons we have listed here that makes infographics important in a business and in marketing.

Simplify communication and clarify messages

Let’s be honest, most people will turn away when they see pages and pages of words. The phrases you will constantly hear are “I hated reading it, there’s too many words!” or “I see these and I fall asleep” or “What are they trying to say actually?”

To paint the picture better for you, consider the following comparison:

Image credit: myturnstone.com

Simplify business communications with infographics


Compelling and attractive.

Information overload is a real problem in today’s world. Information design is the key to an entry barrier. Effectively designed information invites readerships.


Make a compelling pitch using infographics


Answer specific business questions.

Entering a business pitch, the question on top of your audience’s head is definitely “Why should I root for you?” Besides delivering it in your speech, a good visual presentation helps to bring your point home.


Engage your clients with infographics


Facilitate management decision-making:

Often times, making a business decision needs to be fast. Hence, tons of reports that are all words and no key data obvious to the eye simply don’t work. With effective information design, your reports can make key data apparent.

                                     
Visual data that shows the growth or a new product, or the number of unique visits after a marketing campaign, or
the population of your target audience in various social network channels,
provide you an instantaneous key information that are easy to interpret and enable you to make decisions fast and accurately.

Use infographics to make business decisions


In conclusion, design is more than just aesthetic. It creates value for businesses. Business communication should leverage the eminence of information design. Infographic is great to break down big numbers or a large chunk of data into coherent and eloquent content, yet concurrently tells the “big picture”.

If you need us to teach you how to create Infographics, or to create Infographics for you(or your company), contact:

Emails: 

tochukwudike@gmail.com

tdillion@yahoo.com

customercare.dillionworld@gmail.com

sales@dillionworld.com

Phones:

+2348035217265

+2348138373847

How To Make Extra Money With Your Domiciliary Account

After using this method to make extra money into my domiciliary account for sometime now, especially now that the value of Naira against the Dollar is depreciating continuously. I found it necessary to share it with you.

 This is not one of the “Get Rich Quick” schemes flying all over the internet. It is a very legitimate business meant for serious minded people like you and I. So if you think this business will make you rich over night, you will be making a great mistake.
       
Before I start I would like to explain what a Domiciliary account is and what it is used for. This is for the benefit of those of you who have never heard of it before.

WHAT IS A DOMICILIARY ACCOUNT?
A domiciliary account is a special bank account which operates like your normal bank account except for the fact that it only accepts foreign currencies. In other words, while your normal bank account is used for saving and withdrawing money in your local currency, a domiciliary account is used for saving and withdrawing money in foreign currencies like Dollars, Pounds and Euros.

WHAT CAN I DO WITH A DOMICILIARY ACCOUNT?
With your domiciliary account, you can send and receive foreign currencies from anybody anywhere in the world.
You can use it to clear your Google Adsense and Affiliate Marketing Cheques.
You can also use your domiciliary account to do wire transfers.
You can decide to save all your money in foreign currencies with your domiciliary account.

HOW CAN I OPEN A DOMICILIARY ACCOUNT?
Opening a domiciliary account is as simple as walking into any bank of your choice and filling a domiciliary account opening form. But before you do that, you must make sure you go along with some basic requirements.
1.  Means of Identification. This could be any one of the following:
Drivers License,
National ID card,
International Passport.
2.  Utility Bill. This could be any one of the following:
Electricity Bill
Water Bill
3.  Activation Fee (in dollars)

Note: if you already operate a savings or current account with your bank, you might not need to produce all the above requirements.

I personally use GTbank and that is what i recommend for you. Zenith Bank, Stanbic IBTC, UBA and First Bank are also good.

To activate your GTbank domiciliary account, you have to pay the sum of $100 into it, while for Zenith Bank, it costs $120.
 Before going to the bank, just go and buy the dollars from any Bureau de Change office around you.
For more enquiries about opening a domiciliary account, you can contact the customer care representative of your bank.

HOW CAN I MAKE EXTRA MONEY WITH MY DOMICILIARY ACCOUNT?
Since you now know what a domiciliary account is, and what it is used for, it is now time to learn how to make extra money with it.
Let me re-emphasize that this business is not for everybody.
**It is for those who have money that will not be put into use soon.
**It is for those who have the patience to wait until the time is right.
**It is for those who can monitor the money market with regards to the rise and fall of the dollar.
**If you meet the above criteria, then you are ready to do this business. So let’s get started.

STEP1. Keep track of the Naira/Dollar exchange rate to know when the dollar falls significantly. Let’s say N140/dollar.

STEP2. Once you confirm that the dollar has fallen significantly, go to any Bureau De Change office near you and buy dollars, then go back to your bank and deposit it into your domiciliary account.

STEP3. Then keep monitoring the dollar to see when it rises significantly. Once it is confirmed that the dollar has risen( just like it has risen now to above N210 to $1), go to your bank and withdraw the money, then rush to any Bureau De change office and change it back to Naira and you will see you have made some extra cash on your initial deposit. You can repeat this process as many times as you wish.

This simple business is better than leaving your money in your bank account for several months with little or no interest accrued.

Let’s see how much you can really make from this business.
Example:
You bought 100 dollars at N135/dollar = N13,500.

After 2 months, the dollar rose to N200/dollar =N20,000.

Gain= N20,000 - N13,500 = N6,500.

You have made a profit of N6,500 on your initial deposit in just two months. There is no bank that can give you such an interest even if you save your money with them for 3yrs. So if you have some money that you will not need in a couple of months, I advice you to do this business.

Here are things to look out for to know when Naira is depreciating(falling) against Dollar:

** When the price of oil in the international market start falling.
** When the Foreign Reserve is going down.
** When the Excessive Crude Account is also going down.
** Also when the Foreign  External Reserve is on downward trend.
**  During the time of Electioneering (election time).
** Inflation in the economy.
** And insurgency, Millitancy.

The Naira will continue to fall as long as the oil price keeps going down, and if the CBN further restricts the inflow of dollars from the foreign reserves into the market, Naira might fall as low as N250 to $1.

For comments and questions, please make use of the comment box.

Twitter As An Effective Social Media Marketing Tool

Social media marketing is today one of the most leading marketing strategy. The important goal for every digital marketer is reaching as many niche audience members as possible.

You don't have to hire an SEO specialist to see noticeable gains in your reach. Getting into the habit of applying just a few simple tactics each time you publish a blog post and share it on social media will give you a significant and measurable improvement.

To test this out, before you publish your next blog post, measure your website views, users and blog traffic for the previous week using Google Analytics. Next, publish your blog post and use the following tactics to optimize and promote it on social media. At the end of the week, compare the Google Analytics measurements you took for both weeks. I think you'll be pleased with the results.
 Here are the steps to follow:

Share an optimized post on all relevant social networks

Share a link to your blog post on every social media platform that your target audience uses. Whenever you can, use a picture to call attention to your post. Link posts that include eye-catching pictures get more clicks than links without them. You can and should post pictures with links on Twitter, Google+ and Facebook. Also, make sure to use a link shortener such as bit.ly or Buffer. Link shorteners reduce the number of characters your post takes (which is essential on Twitter) and they provide tracking tools to help you measure how much attention your posts receive.

Share repeatedly on Twitter

On Twitter things move VERY fast. So sharing one link to your blog post there isn't likely to get you a lot of attention. My rule of thumb for promoting blog posts on Twitter is:

**two separate times the day of publication
**once the day after publication
**one week later
**two weeks later
**one month later
**two months later

Share at the times when your audience is online

There will be good times for you to share and there will be bad times. These can only be accurately determined by careful observation. But most of the time, your niche audience will display a pattern upon which you can capitalize. The vast majority of social media users are more active between 9 am and 5 pm on the weekdays. But remember to account for the various time zones if your audience is nation-wide or international. Make sure to give your social media friends time to share your content. For instance, publishing a blog post on a Friday afternoon may short-change your potential for retweets, since, in general, fewer Twitter users are online on the weekends.

Keep tweets under 120 characters

If you are reaching out to an audience on Twitter, make sure to leave enough room for your friends to retweet you without having to edit your tweet. Keeping your tweets under 120 characters generally leaves enough room for easy retweeting.

Monitor social media and respond throughout the day

Scheduling your tweets and/or other social media posts using a tool such as Hootsuite or Buffer can save you a lot of time and make life easier. But don't just schedule those posts and forget them. Check throughout the day to see if anyone has responded or tried to initiate a dialog with you. You'll want to respond as quickly as possible. Why? Because social media users have come to expect this and brands that do not respond quickly risk being seen as unapproachable or uncaring.

Use photos in the right dimensions

As mentioned earlier, photos are very important to include whenever you publish a blog and as often as possible when you share your blog posts on social media. But the same picture doesn't always work on all platforms. Make sure you understand the dimension requirements for each social network that you are using. If you're not sure, here's a simple guide created by Sprout Social.

 Use hashtags

Finally, make sure to research, record and use all hashtags used by your target audience that relate to your content. This can usually be done be testing out keywords as search terms on each social media platform, or by following influencers within your niche and noting the hashtags they use. Hashtags help your audience to find your content so they should be included in social media promotions of your content whenever possible.

For help email us or use the comment box.

Credit: Jenise F.

How To Install Car Tracking Device And Make Money From It

Promoted

Almost everyday, over 100,000 expensive cars are being bought in Nigeria today. And car theft are in the increase today. This makes it necessary for car owners(especially expensive cars) to look for additional security for their cars. In a day only, over 1000 cars are been installed with car tracking device. These have made the business to be highly lucrative in Nigeria.

CAR TRACKING DEVICE works by locating the location of your car, by locking or stopping the car. It works with your phone, simply by dialling the Device Number attached to the car. This stops the car wherever it may be and also gives you a feedback on where the car is currently located, so that you can go and pick up the car, may be with some police officers, for security purposes.
Note; Once the car has been stopped, it can never start again accept the same phone unlocks it. This ensures maximum security for your car.

People normally find opportunities where cars are being sold, through direct contact, through advertising or by opening a workshop where people come and install the device in their cars.

Actually, you don't need to have a workshop or garage or even an office before people can contact you for that. You can install the car tracking device anywhere, in the car owner's home, in your compound, anywhere is ok. It is not a dirty job. For every car tracking device you install, you can charge about N15,000 to N100,000 depending on the car in question. But the materials and the device itself, you can get at a much lower price.

This is one of the easiest way people becomes rich today.
We teache you how to, build the device, how to install the device, and where to get the materials you need at a very cheaper price than you can get from any where else.

These and lots more are all incorporated in our Manual and Video prepared for comprehensive training of interested individuals. You will receive adequate training FREE after getting the manual and the video training materials.
There are limited materials currently available.

The Price for the two Materials is N5,000 only. Note it is for the two materials and not for only one. We will also supply you with contracts to install the device from few of our customers from your area. Hurry now and be the first  person to order for this materials from you area.

To get this training materials, contact:
 Engr. Modestus T. on
tochukwudike@gmail.com
+2348035217265
+2348138373847

Why Most Newly StartUp Businesses Fail And The Solution

One of the things I've learnt about starting a new business is, the ability of that business to address at least a basic need of the people in the area the business is been established. The ability to solve a problem should be the main aim of starting a business, if not, the business might likely fail. If you address the common reasons for failure up front, you'll be much less likely to fall victim to them yourself.

Here are the top reasons why businesses fail and tips for avoiding them.

According to statistics published by the Small Business Administration (SBA), seven out of ten new employer establishments survive at least two years and 51 percent survive at least five years. This is a far cry from the previous long-held belief that 50 percent of businesses fail in the first year and 95 percent fail within five years.

Better success rates notwithstanding, a significant percentage of new businesses do fail. Expert opinions abound about what a business owner should and shouldn't do to keep a new business afloat in the perilous waters of the entrepreneurial sea. There are, however, key factors that -- if not avoided -- will be certain to weigh down a business and possibly sink it forevermore.

 YOU START YOUR BUSINESS FOR WRONG REASONS.

Would the sole reason you would be starting your own business be that you would want to make a lot of money? Do you think that if you had your own business that you'd have more time with your family? Or maybe that you wouldn't have to answer to anyone else? If so, you'd better think again.

On the other hand, if you start your business for these reasons, you'll have a better chance at entrepreneurial success:
**You have a passion and love for what you'll be doing, and strongly believe -- based on educated study and investigation -- that your product or service would fulfill a real need in the marketplace.
**You are physically fit and possess the needed mental stamina to withstand potential challenges. Often overlooked, less-than-robust health has been responsible for more than a few bankruptcies.
**You have drive, determination, patience and a positive attitude. When others throw in the towel, you are more determined than ever.
**Failures don't defeat you. You learn from your mistakes, and use these lessons to succeed the next time around. Head, SBA economist, noted that studies of successful business owners showed they attributed much of their success to "building on earlier failures;" on using failures as a "learning process."
**You thrive on independence, and are skilled at taking charge when a creative or intelligent solution is needed. This is especially important when under strict time constraints.
**You like -- if not love -- your fellow man, and show this in your honesty, integrity, and interactions with others. You get along with and can deal with all different types of individuals.


POOR MANAGEMENT

Many reports on business failures cites poor management as the number one reason for failure. New business owners frequently lack relevant business and management expertise in areas such as finance, purchasing, selling, production, and hiring and managing employees. Unless they recognize what they don't do well, and seek help, business owners may soon face disaster. They must also be educated and alert to fraud, and put into place measures to avoid it.
Neglect of a business can also be its downfall. Care must be taken to regularly study, organize, plan and control all activities of its operations. This includes the continuing study of market research and customer data, an area which may be more prone to disregard once a business has been established.

A successful manager is also a good leader who creates a work climate that encourages productivity. He or she has a skill at hiring competent people, training them and is able to delegate. A good leader is also skilled at strategic thinking, able to make a vision a reality, and able to confront change, make transitions, and envision new possibilities for the future.

INSUFFICIENT CAPITAL 

A common mistake for many failed businesses is having insufficient operating funds. Business owners underestimate how much money is needed and they are forced to close before they even have had a fair chance to succeed. They also may have an unrealistic expectation of incoming revenues from sales.

It is imperative to ascertain how much money your business will require; not only the costs of starting, but the costs of staying in business. It is important to take into consideration that many businesses take a year or two to get going. This means you will need enough funds to cover all costs until sales can eventually pay for these costs.  This business startup calculator will help you predict how much money you'll need to launch your business.

LOCATION OF YOUR BUSINESS

Location is critical to the success of your business. Whereas a good business location may enable a struggling business to ultimately survive and thrive, a bad location could spell disaster to even the best-managed enterprise.

Some factors to consider:
**Where your customers are.
**Traffic, accessibility, parking and lighting.
**Location of competitors.
**Condition and safety of building.
**Local incentive programs for business start-ups in specific targeted areas.
**The history, community favour and receptiveness to a new business at a prospective site.

LACK OF PLANNING

Anyone who has ever been in charge of a successful major event knows that were it not for their careful, methodical, strategic planning -- and hard work -- success would not have followed. The same could be said of most business successes.

It is critical for all businesses to have a business plan. Many small businesses fail because of fundamental shortcomings in their business planning. It must be realistic and based on accurate, current information and educated projections for the future.

Components may include:
**Description of the business, vision, goals, and keys to success.
**Work force needs.
**Potential problems and solutions.
**Financial: capital equipment and supply list, balance sheet, income statement and cash flow analysis, sales and expense forecast.
**Analysis of competition.
**Marketing, advertising and promotional activities.
**Budgeting and managing company growth.
In addition, most bankers request a business plan if you are seeking to secure addition capital for your company.

OVER-EXPANSION

A leading cause of business failure, overexpansion often happens when business owners confuse success with how fast they can expand their business. A focus on slow and steady growth is optimum. Many a bankruptcy has been caused by rapidly expanding companies.

At the same time, you do not want to repress growth. Once you have an established solid customer base and a good cash flow, let your success help you set the right measured pace. Some indications that an expansion may be warranted include the inability to fill customer needs in a timely basis, and employees having difficulty keeping up with production demands.

If expansion is warranted after careful review, research and analysis, identify what and who you need to add in order for your business to grow. Then with the right systems and people in place, you can focus on the growth of your business, not on doing everything in it yourself.

NO WEBSITE

Simply put, if you have a business today, you need a website. Period.

The number of internet users continue to increase on a daily basis and e-commerce sales continue to rise and are expected to increase with each passing year.

At the very least, every business should have a professional looking and well-designed website that enables users to easily find out about their business and how to avail themselves of their products and services. Later, additional ways to generate revenues from your website can be added; i.e., selling ad space, drop-shipping products, or recommending affiliate products.

Remember, if you don't have a website, you'll most likely be losing business to those that do. And make sure that website makes your business look good, not bad -- you want to increase revenues, not decrease them.

When it comes to the success of any new business, you -- the business owner -- are ultimately the "secret" to your success. For many successful business owners, failure was never an option. Armed with drive, determination, and a positive mindset, these individuals view any setback as only an opportunity to learn and grow. Most self-made millionaires possess average intelligence. What sets them apart is their openness to new knowledge and their willingness to learn whatever it takes to succeed.


(for feasibility studies and assistance in establishing your business/factory, contact us).
tochukwudike@gmail.com
customercare.dillionworld@gmail.com
+2348035217265; +2348138373847

Credit: Patricia S.

How To Transfer Fund From Your GTbank Domiciliary Account To Abroad

If you own a domiciliary account, this is for you.
How to Transfer Your Funds.

There are two methods in which you can transfer funds from your Domiciliary Account to abroad.

Form Submission at any GTBank Branch (Offline)

One of the methods in which you can send money to abroad with your Domiciliary account is by visiting any branch of GTBank near you, request for the “Foreign Funds Transfer Form”, fill it, sign it, and submit the form to the bank.

Using Internet Banking (Online)

1. Login( to your GTBank Internet Banking account and enter your User ID and PIN

2. Under Self Service, click Add service to profile the function “FX Transfer to other Banks” on the user’s ID.

3. Under Requests, select FX Transfer to other Banks

4. Click “Beneficiary List” and input the appropriate details

5. Click on new request and complete the form on the FX transfer page.

6. Authorize the transaction using a code generated from your Token hardware device.

7. Click the ‘Submit’ icon to make the payment.

8. A receipt will be automatically generated upon successful payment. Kindly print the receipt.

Domiciliary Funds Transfer Limit

- Daily transferable limit of $10,000 or its equivalent in other currencies

- Weekly transferable limit of $50,000 or its equivalent in other currencies (UPDATED)

Please note that all transfers will be treated within 24hours of receipt subject to GTBank Plc terms and conditions. Beneficiaries
will receive funds between 48-72 hours depending on their location.

For further enquiries, visit www.gtbank.com or call their fully interactive 24 hrs self service Contact Centre,
GTCONNECT, on 0700-GTCONNECT (0700-482666328), 01-4484000, 0802-9002900 or 0802-9003900.

Smart Number And Toll. Free By. MTN (promoted)

What is MTN Smart Number?


The MTN Smart Number Service provides your business with easy-to-remember phone numbers made up of numbers and alphabets that uniquely identify the name of your business, product or service. This makes the numbers easy to recall increasing your business’s reachability among customers and prospects and as such increasing business opportunity.


Why Should Your Business Have an MTN Smart Number?

Your organisation can potentially lose millions of naira annually due to lost opportunity resulting from prospects or even customers not knowing or remembering how to reach you. This also means increased opportunity for your competition is your customers or prospects reach them in your place.

 An MTN Smart Number will allow your business number stand out and be more easily remembered that the ordinary numbers of your competition.


MTN Smart Numbers are offered in two categories:

1. Non-toll free 0700 numbers &
2. Toll free 0800 numbers

Both non-toll free numbers and toll-free numbers, must consist of a minimum of 7 and a maximum of 12 letters (alphabets) after the initial 0700 or 0800.


Features Benefits

One-Number Dial Service: An MTN Smart Number can be linked to as many as 30 existing phone numbers.
0800 Toll-free Service: A 0800 Smart Number allows your customers call you for free while you pay for their calls.
Digital Interleaving: If an MTN Smart number is linked to your other phone numbers, this feature enables incoming calls to be equally apportioned among them.

Non-Alphabet Smart (Special) Numbers Easy-to-remember numbers without alphabets.
E.g. 0700 1111 2222 3333



Types of Packages and Subscription Plans.

The subscription plans are as follows below:

SMART Numbers 0700 (per masked number)₦ 52,500/year

SMART Numbers 0800 (per masked number)₦ 52,500/year.

Above 2 masked number (3RD Line) ₦42,000/year.



All You Need To Know

1.  How do I subscribe to the MTN Smart Number Service?

Click here now to search for your desired name. If the name is available you will be prompted to make payment. If your desired name is not available, you will be prompted with three suggested names to choose from.
Visit any MTN Walk-In Centre
Call 0700MTNBusiness
Corporate customers can also call their Account Partners.

2.  How do I pay for an MTN Smart Number?
The service can be fully paid for online using your Interswitch ATM card or MasterCard.
Payment can also be made in cash or using ATM Cards at any MTN Walk-In Centre

3.  How long is the service valid for?
The service is valid for 1 year. E.g. 12th May 2015 to 11th June 2016.

4.  How do I know my username and password?
You will be sent your username and default password via email upon successful registration.

5.  Do I need to pay a deposit for a Non-toll free number?
Yes. This deposit will be made for each 0800 number and will be used up as calls are made to the 0800 number.

6. What happens at the expiration of the 1 year subscription?
Before your service expires, you will receive two SMS notifications: 1 month before and the 2 days before your service expires.
These notifications will prompt you to renew your subscription to avoid suspension of your service.

7.  Do I have to pay for the additional features mentioned above?
No. All features are configured at no additional cost.

8.  Can I link my fixed phone numbers to my MTN Smart Number?
Yes. MTN Smart Number can be linked to any of your fixed/fixed wireless lines.

9.  Can I link non-MTN numbers to my MTN Smart Number?
Yes. MTN Smart Number can be linked to any mobile lines in Nigeria.

REGISTER NOW!

Send an email
Send an email with your requirements
Email:
mtnbusiness@mtnnigeria.net
enquires@mtnnigeria.net

Give us a call
01-460 0000 or 01-460 0001 for all
enquiries